Advanced Stamp Duty Calculator 2025

Calculate UK Stamp Duty Land Tax (SDLT) for England & NI.

Transaction Details

Summary

Effective Tax Rate: 0.00%
Total Purchase Cost: £0

Total Stamp Duty Payable

£0

Tax Breakdown by Band

Stamp Duty FAQ

What is Stamp Duty Land Tax (SDLT)?

SDLT is a tax you might have to pay if you buy a residential property or piece of land in England or Northern Ireland. The amount you pay is based on the property price and your status as a buyer. This calculator is based on the 2024/2025 rates.

How does the "First-Time Buyer" relief work?

First-time buyers receive a discount. They pay 0% SDLT on the first £425,000 of the property price and 5% on the portion from £425,001 to £625,000. If the property price is over £625,000, this relief does not apply, and standard rates are used.

What is the "Additional Property" surcharge?

If you are buying an additional residential property (such as a buy-to-let or a second home), you will usually have to pay a 3% surcharge on top of the standard SDLT rates for each band. This applies to properties costing £40,000 or more.

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